Reach more Chinese customers easilyCollect payment in USD via WeChat Pay, Alipay & UnionPay
Get paid fast and contactless — by QR code or invoice, with 2-business-day (T+2) settlement. Pay only when you make a sale: just 2.5% per transaction, no monthly fees.
T+2 settlement2.5% per saleNo monthly feeAll channels
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China–US Cross-Border Payments
Customers pay in RMB, you receive USD — WeChat Pay, Alipay and UnionPay supported. Safe, simple, settled in T+2 days.
Credit Card Payments
Supports EMV, contactless and online payments — low cost, easy to use, settled in T+1 days.
Basic
Online credit card fee: 2.9% + 30¢
WeChat Pay / Alipay fee: 2.5%
WeChat Mini-Program / Storefront: $99
Online UnionPay fee: 2.5%
Standard (annual volume $20K+)
In-person credit card fee: 2.65% + 10¢
Online credit card fee: 2.9% + 30¢
WeChat Pay / Alipay fee: 1.95%
WeChat Mini-Program / Storefront: Free
Online UnionPay fee: 2.5%
UnionPay terminal fee: 2.2%
Custom (annual volume $250K+)
Credit card fee: interchange + 0.3% + 8¢
WeChat Pay / Alipay fee: contact us
WeChat Mini-Program / Storefront: Free
UnionPay fee: negotiable
Accept cross-border payments in just three steps
Create an Account
Sign up for preferential rates
Apply for an Overseas Payment Account
Fast provisioning with multi-site support
Withdraw Funds
Get paid fast — collections and payouts in one
HantePay
Omnichannel payment solutions for US businesses